Booking 1 Rescue Sprint slot — fixed 4-week diagnostic + stabilization. How it works →

FINTECH RESCUE · ENGINE / MONEYLION PROOF

When your fintech platform is in trouble, we're the team you call.

Embedded senior engineers, product, and design — for the funded fintech whose previous build went sideways, whose lead engineer left, or whose AI-coded MVP can't carry real money yet.

REVENUE GROWTH · ENGINE
$440M
ENGINE ACQUISITION · MONEYLION
6+ yrs
EMBEDDED ON ONE FINTECH
ENGINE / MONEYLION · DROP IN 4:5
FINTECH FOUNDERS WE'VE SHIPPED FOR
Engine ◆ MoneyLion Even Financial UpEquity + more under NDA
LEAD PROOF · ENGINE BY MONEYLION

A funded fintech that needed a team to own delivery, not a staffing gap-fill.

After meeting more than 80 agencies, Engine made Kodius its product team. We've been embedded since 2019 — building three flagship products, lifting revenue 3×, and shipping the platform that MoneyLion acquired for $440M.

80+
AGENCIES INTERVIEWED BEFORE PICKING KODIUS
3
FLAGSHIP PRODUCTS BUILT TOGETHER
REVENUE GROWTH UNDER EMBEDDED TEAM
$440M
ACQUISITION BY MONEYLION
" They are very goal-oriented and they definitely get the job done. Kodius understood what we needed and delivered.
Alex Whiteside
Alex Whiteside
Sr. Director, Product & Engineering · Engine (MoneyLion)
Read the case →
IS THIS YOU?

Three situations bring most fintech founders to us.

We don't compete with growth agencies or staff-aug shops. We're the team you call when money is already moving through your platform and the path forward isn't obvious.

01

Your fintech platform is buckling under real users.

Marketplace volume scaled past what the original build assumed. Reconciliation jobs slip. Webhooks back up. Compliance asks questions the codebase can't answer cleanly.

WHAT WE DO

Audit the data and money paths, ship the fixes that stop the bleeding, and put the platform back on a roadmap auditors and investors can read.

02

Your fintech CTO or lead engineer just left.

The person who held PCI scope, third-party integrations, and the ledger model in their head walked out. Releases are stalling, the partner bank is asking timelines, and the board wants to know the next quarter still ships.

WHAT WE DO

Embed a senior fintech team that absorbs the context, keeps the regulated parts shipping, and buys you the runway to hire — or to decide you don't need to.

03

Your AI-built fintech MVP hit a wall.

You got a working demo of the lending flow, the card issuance UX, or the marketplace match out of Lovable, Bolt, or Cursor. Then real money started moving and the auth model, audit trail, and schema couldn't carry it.

WHAT WE DO

Keep the parts that proved the idea. Rebuild the parts that have to survive contact with regulators, partners, and paying customers — without losing the speed that got you to here.

WHAT AN ENGAGEMENT LOOKS LIKE

Two weeks to know what you have.
Then a team that builds it.

Every engagement starts with a fixed-scope, fixed-fee diagnostic. You leave with a written assessment in 14 days — whether or not we ever build together. No long discoveries, no open-ended retainers, no surprise invoices.

STEP 01

2-week diagnostic

A senior engineer and product lead read the code, the integrations, and the money paths. You leave with a written assessment in 14 days — whether or not we ever build together.

Fixed fee · 14 days
STEP 02

3–9 month embedded team

3–5 senior engineers, product, and design slot into your stand-ups, repo, and roadmap. We run the build; you run the company and the partner conversations.

Monthly retainer
STEP 03

Weekly demos, monthly retros

Working software every Friday. Monthly retros decide what the team works on next — and what we stop doing. Always reversible.

Always reversible
PRICING

Fixed monthly retainer. No surprise invoices, no hourly games, no ramp-up fees.

OWNERSHIP

You own the code from day one. Repo, infra, accounts — all in your name.

PEOPLE

A named tech lead who shows up on every call. Not a rotating bench.

WHAT WE DON'T DO

Saying no to the wrong work is how we stay good at the right work.

We turn down about three out of every four inquiries. Here's the shape of the work that isn't a fit, so you can read this page and self-select fast.

No hourly staff augmentation.

We don't rent out engineers by the hour. Engagements are fixed-scope teams with a named tech lead, billed monthly.

No white-label subcontracting for marketing agencies.

We don't hide behind another agency's logo. If our work ships under your brand, our name is in the contract.

No pre-seed co-founder-for-equity.

We build for funded teams that can pay. We are not your technical co-founder in exchange for a slice of the cap table.

No RFPs or public-sector procurement.

We won't respond to vendor questionnaires or 90-page RFPs. If your buying process needs that, we are not the right fit.

STACK WE SHIP IN FINTECH

When the situation calls for it,
here's what we run with.

The stack is a tool, not the offer. We choose what we run with after the diagnostic — not before. In fintech we lean toward boring, auditable, and well-instrumented.

Ruby on RailsElixir / PhoenixEvent-driven & ledger patternsPostgres + ETL pipelinesThird-party API integrationsDevOps & SOC2-friendly infraQA & test automation